Your insurance advisor,
already on WhatsApp.
Sarvassure is an AI-native insurance advisor for India. No app, no login, no forty-field form. Just message us — we'll ask one question instead of five, show three honest quotes, and explain every clause in the Hindi you actually speak.
We compare across every major insurer.
No single carrier pays for placement. Our ranking runs against live insurer data — HDFC Ergo, Bajaj Allianz, ICICI Lombard, Tata AIG, New India, Digit and more.
Third Party
Mandatory by law — matched instantly from your registration details.
Comprehensive
Own damage + third party, with zero-dep and engine protect add-ons explained plainly.
Two Wheeler
Same advisor, same thread, sized for scooters and bikes.
Commercial Vehicle
For resellers and small fleets moving stock.
How it works
Three messages between buying a car and being covered.
Message us on WhatsApp
Tell us your car — no forms, no app, just a message.
Compare real policies
Our AI checks quotes across HDFC Ergo, Bajaj Allianz, New India, ICICI Lombard and many more and explains the trade-offs in plain Hindi.
Buy and stay covered
Pick a policy, pay, and get renewal reminders and claims help on the same WhatsApp thread — for as long as you own the car.
Finding your best match
We don't just show you every policy, we tell you which one actually fits, and why.
Scanning 4 insurer quotes for your Hyundai i20...
HDFC Ergo
Rs. 11,240/yr
94% claim-settlement rate
Bajaj Allianz
Rs. 9,860/yr
98% claim-settlement rate
New India
Rs. 10,450/yr
91% claim-settlement rate
ICICI Lombard
Rs. 10,980/yr
96% claim-settlement rate
Illustrative comparison, your actual quotes are fetched live on WhatsApp.
Three moments, one advisor.
Every Sarvassure customer starts from one of three places — we meet each of them differently.
Post-purchase
First-time buyers
Just bought a used car? We already know the make, model and year from your purchase record — so we skip straight to coverage and budget instead of asking five questions you've already answered once.
Coming up for renewal
Renewal customers
- ✓Reminded before the policy lapses
- ✓Re-compared against this year's rates
- ✓NCB carried forward automatically
More than 90 days lapsed
Lapsed policy customers
A fresh inspection is required by regulation past 90 days — we explain exactly why, book it, and get you back to a valid policy without the runaround.
Where we plug in
Real-world data, not guesswork.
Connected to everything your policy touches.
One conversation on WhatsApp, backed by live data from insurers, claims history, garages, IRDAI records, and a human expert when you need one — not a chatbot guessing.
Two dashboards. One team.
For our operations team
Every conversation, watched.
- → Live view of every WhatsApp thread in progress
- → One-tap override when the bot needs a human
- → Edge cases flagged before a customer has to ask twice
Coming in Phase 2 — for customers
Your whole policy history, in one place.
- → Every policy you've bought through Sarvassure
- → A renewal calendar that reminds you early
- → Claim tracker, from filing to settlement
Honda City · Comprehensive
Renews 12 Mar 2027
Activa 6G · Third Party
Renews 04 Jan 2027
What people are saying
From claims flagged as unfair to renewal reminders that landed on time.
“Claim reject hone wala tha, but Sarvassure ne bataya ki insurer galat tha — IRDAI process se 30 din mein settle hua.”
Rohit MishraLucknow
“Renewal date bhool gayi thi, WhatsApp pe reminder aaya 10 din pehle. Late fee bach gaya.”
Priya NairKochi
“Do insurer same lag rahe the, but inhone saaf bataya Bajaj sasta tha same coverage mein. Koi bias nahi laga.”
Aman VermaIndore
“Naya car liya tha, bas ek sawaal poocha WhatsApp pe aur seedha quote mil gaya.”
Sneha KulkarniPune
“Zero dep ka matlab pehli baar samajh aaya — Hinglish mein explain kiya, koi jargon nahi.”
Farhan AliLucknow
“Engine damage flood se hua tha, claim agent ne step by step guide kiya. Paisa time pe mila.”
Kavita ReddyHyderabad
“Claim reject hone wala tha, but Sarvassure ne bataya ki insurer galat tha — IRDAI process se 30 din mein settle hua.”
Rohit MishraLucknow
“Renewal date bhool gayi thi, WhatsApp pe reminder aaya 10 din pehle. Late fee bach gaya.”
Priya NairKochi
“Do insurer same lag rahe the, but inhone saaf bataya Bajaj sasta tha same coverage mein. Koi bias nahi laga.”
Aman VermaIndore
“Naya car liya tha, bas ek sawaal poocha WhatsApp pe aur seedha quote mil gaya.”
Sneha KulkarniPune
“Zero dep ka matlab pehli baar samajh aaya — Hinglish mein explain kiya, koi jargon nahi.”
Farhan AliLucknow
“Engine damage flood se hua tha, claim agent ne step by step guide kiya. Paisa time pe mila.”
Kavita ReddyHyderabad
Send the first message.
When a claim is denied, we don't disappear. We flag rejections against IRDAI rules and escalate to Bima Bharosa when they don't hold up.
Chat on WhatsApp →